Thursday, August 9, 2012

Free debt consolidation programs - International Business Market

With the surging financial burden, everyone is desperately looking for getting financial services free of cost. As the people in the US are increasing their debt burden due to their reckless spending behavior, they are all looking for free debt consolidation programs. But the most doubted question that is asked by the debtors is that whether there are anything like free debt consolidation programs. Though there are certain debt relief programs that exist to help you with your debt, there are none that will offer you free services. If you are desperately looking for ways to reduce your debts at a low cost, you can get help from some other options. Read on to know about them.

Getting help from the Christian debt consolidation programs

The Christians run the Christian debt consolidation companies and they provide genuine financial help to a debtor who is struggling with his multiple debt payments. Here are some ways in which you could benefit from such companies.

  • Get genuine financial help: The Christians believe that a person must serve 1 master, God. But if he is in debt, he is unknowingly serving 2 masters, his creditors and God. This is against the principles of the Bible and therefore they will help you out to make a true Christian.
  • Offer low prices: The main goal of the Christian debt consultant is to make you debt free and not to squeeze money out of your wallet, unlike the other predatory companies. They will charge you comparatively low rates on your consolidation and you can save a sufficient amount of your bucks.
  • Makes sure that you pay off debt and stay debt free: While other companies will help you reduce your debts for the time-being, the Christian debt consolidation companies will help reduce your debts and also make you stay debt free by following certain personal financial tips. They will also advise you on effective money management techniques.

Getting help from a debt consolidation non-profit company

A debt consolidation non-profit company works in the same way as a for-profit company but the only difference lies in the fees charged by them. The debt consolidation non-profit companies are funded by business organizations, local credit unions and hence the costs are low when compared to their for-profit counterparts.

  • Offers free debt counseling: If you?re looking for free debt consolidation programs, you can easily quench your appetite by getting help from a non-profit debt consolidation company. They will offer you with free debt counseling where your finances will be assessed and a budget will be crafted for you welfare.
  • Negotiates on your behalf: The debt consultant will negotiate on your behalf and will not charge you hefty fees for providing this service. They will attempt to lower the interest rates and ease off the pressure of the monthly payments.
  • Boosts your credit score: You can simply boost your credit score by resorting to a debt consolidation non-profit company. As the creditors receive your payments, this will be disbursed off to your creditors and thereby adding to your score.

If you?re looking for free debt consolidation programs, you might get disheartened as there is nothing like it. You can take help of the 2 above mentioned options to save your dollars while consolidating your debts.

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Source: http://www.internationalmarketplace.us/free-debt-consolidation-programs-exploring-the-truth-behind-their-existence/

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